it's kind of tricky question. Imagine that someone gives you 1 milion now. What would you do with it? Most of people will be scared of losing the many, every investment will be "not easy to choose", they will simply live in fear.
What would you do if you're milionare from your age of 30 till age of 60. What will you do then? You'll be adjusted to live comfortably and money is gone. Are you going to be able to handle that?
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