In this day and age it's really easy to go to an electronics store for example and drop U$500 on a credit card on a camera for example.
We are obsessed with the gotta have it NOW mentallity. I would advise people to slow down and think 10 times before buying anything.
In my household we have a rule that we do not buy anything above U$200.00before waiting a full week. That gives us time to think the purchase over and in a LOT of the cases we end up not buying the item.
The other thing is to set up and automatic withdrawal from your bank account. I started mine about 6 months ago, two times a month. Once on the 5th and the other on the 20th, I get paid on the 1st and 15th. This is absolutelly addictive because you see your savings growing and you barelly feel any pain. |