By the way, I just wanted to say: I don't think you're an idiot or something like that ("hmpf! that moron doesn't know what REAL life looks like!"

). If anything, I have the feeling that I'm the idiot. That there is a solution to make it through the dreaded limbo without dumpsterdiving and sleeping under bridges, but that it's right in front of my nose and I keep missing it. And when you tell us, I'll go: "D-OH! Why didn't I think of that?!"
It's like packing for a vacation and having this nagging feeling that you have forgotten something really important, but you just can't put your finger on it. I know I'm missing something. An obvious solution that is staring me in the face, and I just. Can't. See. It. *bangs head against wall*