[pianoperformer]

Are you perhaps afraid of commitment? You were excited about it, but now it's about to start and you are afraid of making the wrong decision. I think perhaps you're afraid of having a job, too. You seem to see it as something evil, or to be dealt with, and not something you could actually enjoy.

I'd recommend the MBA, only because there really seems to be no alternative. You don't know what you would rather do. You have to figure that out and make a long-term plan for yourself. I feel like you're just treading water right now, not really knowing where to go.

Alternatively, could you postpone it for a year and just get a job temperarily to let you try to find something you want to do? I wouldn't want to go into that much debt either if I wasn't positive that's what I wanted to do.