Apollia,
Honestly Apollia I am amazed at your view of the world, maybe it is because my view is nearly the exact opposite. Would your life have been better if there was no debt? You yourself have admitted that you only took on debt because it was the lesser of two evils, meaning that debt, which crippled you later on, saved you at one point. Why do you refuse to take responsibility for your actions? It seems like you came from some difficult life circumstances, but are you sure that you don't have a few too many "wants" that you used debt to finance. And what is it with your idea that the wealthy should give there money away to charity, why? Why should they give away money that they have worked for earned or inherited to you? At the very least a wealthy person has managed to hold on to their worth, that isn’t as easy as it sounds. A great man once said that the easiest way to become a millionaire is to start with a billion and lose 999 million. You should be grateful for how loose lending is; at least there aren’t any debtors’ prisons.
There are certain types of charity that is good, those that promote education and facilities more members of society to become productive. But pure charity only allows people to continue to not work and perpetuates an entitlement sentiment. I am still trying to get over how someone who writes well and is apparently capable of intelligent discourse can have views that are so disturbing.
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