If you work about 12 hours in retail per week (about 2-3 hours after work, Mon-Fri), you can make that $500 difference.
And, in a 2nd job, you may meet someone who will become your future roommate, so you can then quit the retail job and move out to a great new apartment.
My point is: I've always had the most success when I "get the ball rolling" by helping myself. Then, the universe finds a way to match my contribution.
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