Quote:
Originally Posted by cylon  Thing is I want my OWN place. And I work enough hours as it is. I want LOA to work here.
I'm from Orange County, CA. Average studios are $1,000 a month. I'm about $500 a month short (same standard of living--minor savings) . I could pay four months right now if I wanted, but I want to keep my savings. I have to admit I eat fast food regularly, and smoke too much. I bet that's the first thing you'd tell me to do, make a budget. |
If you want to do this with LoA only, then I am not the one to help you since I have obviously not mastered that. I can only give you pracitcal tips and advice.
Well, of course, I do think a budget -- even a loose one -- is a good idea. It can show you where you are spending more than you think you are. The idea is to write down every penny you spend for a month and see where you are bleeding funds.
But, okay, my main point was to see what the real problems were that prevented you from moving out. The biggest one is that you live in an
extremely high cost of living area. In my city, I could get by on little more than minimum wage if I had no car payment and lived in a decent, but not "coveted" neighborhood.
I definitely don't suggest using your savings.
What kind of work do you do (ETA: I see) and would you consider moving?