neat That's neat. Very different concept. Now have you heard of prosper.com ?? I am a lender on prosper vs. a borrower, but basically it's an "ebay" for loans, sort of. You fill out application and setup a loan request, let's say $5,000 at 12%, then people bid down the interest rate in chunks starting at $50. So you ONLY pay one monthly payment, but a dozen people may have loaned the money. Prosper gets a small take, but not much and it's the most popular trusted one online right now (and the first, I believe). |