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Originally Posted by dgorila1  Making more often means you just increase your "standard of living" and spend more. Thats kinda the situation I'm in.....increased income + lots of credit = free spending and the resulting debt.  |
It's called 'lifestyle inflation'. People earn more, then spend more, then get into trouble when the cashflow suddenly stops.
Here's the key: PAY YOURSELF FIRST! Make all payments automated: both your debt and, once you are out of the red, your savings. This way, the money will ''dissapear' before you have a chance to see it and miss it.