Buy the right stock
Buy stock in a solid company with a proven history of making money and a clear competitive advantage. A safe and rising dividend is a good idea, too. I recommend certain bank stocks right now since they are very undervalued at present (though I won't name names - finding out is the fun bit!). Keep reinvesting the dividends and leave it. After 25 years at 12% you'll have $25,000. If you add another $500 a year for 25 years, you'll have $100,000. After 35 years you'll have $321,000.
Building wealth slowly and surely is best - don't blow your money on some hair brained scheme.
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