In many ways I do think life is a game.
My husband had this theory once that perhaps before we come into this life, we are basically somewhere else (heaven?) where it's just this this big arcade. We say, hey...let's play the "Earth Game" (or whatver). Then you pick your difficulty level, put your quarters in and VROOOOOM...transported into some woman's womb.
And it would explain why some people's lives are more difficult than others. Perhaps they chose "expert" mode?
(I musta chose "easy" mode or something...although I'm scared to say that!)