In the scheme of things $10 a month is very little.
One thing I learned fairly early on in my business is that it takes money to make money. Yeah, you can do a ton for free with the Internet (although not as much as you used to be able to do), but there are some things worth paying for.
Decent hosting is one of those.
Your bf shouldn't be being so negative about that, imo. You seem to be approaching your business with a professional attitude, which is great. You could have gone with a free host, but that would not have been the professional thing to do as those types of sites do not exude much confidence from those who visit them.
[shameless plug]You might want to sign up for my newsletter also, as it might give you some good ideas for your site as far as search marketing goes[/end shameless plug]
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