^ Even in a non-LoA sense, its difficult to escape responsibility.
For example, would someone be responsible for their inaction? By not acting directly, as in by not giving money to help kids in Africa. The cost of my financial ineptitude and lack of discipline may mean that i hapharzardly spend money on myself and thus end up with nothing at the end of the month, however if I was more disciplined I would be able to save more for myself and for helping people as well.
This reminds me of an episode of Dilbert where Dilbert manages to convince his coworker that unless you really do give everything you have, any amount you give only serves to make you feel better about all the things you buy, which was like twenty pairs of shoes in her case. So she promptly gives everything away and starts to live like a pauper.
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