The problem is that most of us view money as the ticket out of the miserable life that we are having. We see it as an end and not as a means to an end. The end, as you correctly mention, is to have a comfortable lifestyle. When money is our end goal, we become so attached to it that we can often lose sight of what is really important.
Sure, if you do not have money, you may not be happy. But don't forget that rich people can also be not very happy. Britney Spears is one example.
It is best to cultivate a mind of abundance; which includes everything that is important: love, health, money, spiruality, joy, etc. Money should be seen as a spiritual asset. You also need to give, in order to receive.
Evelyn
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