There is always a payoff for whatever path we take. You may just want to be a rebel, and not take orders, not fit in, and enjoy that space. You don't really sound unhappy with where you are.
So my Q to you is, what is your payoff for not working or going to school. How does it make you feel good? Do you really want to do something different, or are you content to live off your parents, and not fit into the traditional work force? Are you enjoying the attention from your parents, their concern for your path and your future? Are you holding out for something different? Or do you just like being where you are, with no car, etc., etc., etc.
You may as well know whatever your payoff is -- it will help you determine the right path for yourself, and understand what your underlying motivation is.
All the best to you, Belle
