Hello.
My life was somewhat similar to yours. The top SAT in my graduating class, and almost all As all through high school. In college, I just got tired, slept in, and went down to a 3.4 (mostly Bs). I did manage to graduate in 2 and one half years, which is likely what saved me, as I would not have lasted 4 years in college.
What I did not know what that I was clinically depressed.
Please talk to a doctor. You are describing the symptoms of depression. It does not always have to be treated with drugs (particularly the SSRIs so prominately featured in the news this week...they hurt me but older generation anti-depressents helped.)
Eventually, with help you can pull out of it. But you must ask for help. Your doctor can help you get started, and you should ask him how you can find a counselor that you can afford to see.
I know that this may be a challenge to you...but google "depression" and see if it does not sound like you have some of those symptoms. Just something to consider.
Oh...and as a practical matter I recommend that you cut up all credit cards and work. You can get a job doing something, check with a local employment agency. It is best to do this now. If you get keep going it will be impossible to pay them and your credit rating will be ruined. At least now, you still have your credidt rating.  |