Angela: sometimes it astounds me how sometimes I can overlook the most basic things in my reasoning. Many thanks.
aspiring and uberinquisitive: many thanks for your kind words
Regarding friends: I have mother and sister that have agreed to help me out from time to time. We are on very good terms and I can always talk to them about things that bother me. I also intend to make more friends.
Regarding health insurance: no, I do not have one. Main reason - I am this odd person who is never ever sick, and since I am self-employed, I saw no reason to buy one. Health care is also relatively cheap here (I am in Latvia, Eastern Europe). I will get it straight away though, thanks for reminding, since this is extremely important.