I may be in a minority in finding highly specific goals with highly specific deadlines to be counterproductive, though I do think Steve writes about this somewhere and expresses this same point of view.
A possible third option might be to turn the action into an outcome, eg, "My goal is to have installed the habit of working out 20 times per month by [Month] 2007". The advantages of this include:
a) Even if you only make it 10 times in the first month, you can feel a strong sense of progress and direction
b) You benefit from a clearly expressed outcome
c) You're expressing the intention to keep working out even after your weight is closer to what you want. Which most people would want and/or need to do, in order to maintain fitness.
d) It's somewhat gentler as a goal and it sounds like you might benefit from that. This might not be relevant, I don't know. It's just a bit of a hobby horse of mine - lots of people (including on this forum, and including me) could do with being reminded not to beat themselves up too much, I think.
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