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Originally Posted by nick pagan  Are there any services where you can 'sell' the debt of your husband to you to a collection agency. They give you a percentage of the debt and it is their responsibility to collect it. I've heard of such things but I don't know if they are possible in the case of child support and medical bills.
As for the rest of your story, you have clearly had it bad but I admire you for standing up and getting on with making a life for yourself. You got to grips with an addiction and you created your own business - that makes you something special.
I had some resentments left over from my childhood that lasted for a long time and caused a lot of trouble for my attitude towards things. In the end I just had to accept the reality that I never had that 'perfect' childhood that I envied others for. Nor did I have the warm and tender love of my entire family. Never had it and never will have it. I decided to accept that reality, adjust to what I had left and get on with things. That means making the best of what I have, where I find myself right now.
You seem like someone who can make that adjustment. The pain of the past matters less when you enjoy the moment and create good times now and in the future with the people dear to you. Nick Pagan |
Thanks Nick, I really appreciate your input and kind words.
I try for the most part not to dwell on the past but when things continue to pop up years later its frustrating. Especially when I'm working so hard to provide for my family and have big goals which include owning a home. I have tried everything I can think of to get the debt resolved. I even spoke with the hospitals billing department in an attempt to get them to change the name on the account to my ex husbands. I have a court order that I offered to show them but they wouldn't budge.
I will look into the debt collection service that you suggested. I haven't seen such a thing to date but it could be beneficial. Now that you mentioned that my business utilizes a collection agency for past due accounts. I might give them a ring to see if they'd be interested in taking on something like this.
I also hired a private company in May of 07 to collect the debt my ex owes me. They are working on contingency so I don't have to pay a dime unless they collect. I gave up on the state services and court system a long time ago. Sure I can get all the judgements in the world in my favor but if I never see the money than what's the point?
But alas, money isn't everything.
I really need to inject some positivity in my life and I'm taking it slow, day by day I guess.
Thanks again Nick
Tanya