1. Be more frugal with my money (track my expenditures, see where I nip and tuck)
2. Have my fall semester paid off before I start the fall semester.
3. Eliminate most of my credit card debt (just a couple hundred dollars, but its really hurting my credit)
4. Pay interest on my school loans.
5. Save enough for a decent birthday vacation cruise for my mother and I for August.
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