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Originally Posted by RandomJohn  Hey Belle, can you share a couple of examples where you were are of how you were feeling and you used it to change what you were attracting? |
Here is something that happened to me recently. My husband is moving his business - for the past six years he's been in an industrial area with no exposure. So we found a place with high visibility on a main street, and incredibly enough, it is costing us the same per square footage as our current place.
But this year, various building laws have changed, and it turned out we had to hire an architect and get plans drawn up. We called around, found someone, and he quoted us $2,000. This was $2000 more than we expected to have to pay, since we'd never had to get actual drawings done before, but a friend of ours asked the architects that his company used, and they gave him a quote of $9000, so we thought, okay, this is a good deal.
Well, as it turned out, it was a misunderstanding. The $2K was the architect's fee, but there was another $4K for the other professionals involved - the engineers and HVAC people. This really floored us, because this was much more than we were expecting to pay. Plus we had negotiated with the landlord to cover $1K of this cost, thinking that he would be paying half.
So we sat down, and I said, okay, let's not struggle upstream - this is Abraham-Hicks' latest analogy, that we're all trained to struggle upstream when what we want is downstream, and all we have to do is drop the oars. So we dropped the oars. We consciously let go of our feelings of being ripped off. We deliberately thought about other things that didn't make us feel bad.
Then it dawned on us to really take a look at how much this move was going to cost us. We sat down, and threw in every single cost we could think of. We looked at that number, and realized we had been intending to cover that cost in our "old way" - which would have been to use our savings, every last bit of personal credit plus whatever new personal credit we could get.
I looked at those figures and I said, "we should go to the bank. We'll get financing. Somehow or other, we'll get it". The thing is, though, we'd just gone through a refinancing round for the company in the spring, and it wasn't like our numbers had improved drastically to justify more financing.
But we went to the bank anyway. And our banker wasn't very positive. Our numbers just didn't warrant an additional loan. She also said, I don't think you'll qualify for any of the government-backed loans.
Even with all of this, though, we were feeling good - because every time we looked at the misunderstanding with the architect, we would think, "yes, but that lead us to sit down and really see how things are". And we figured if the bank didn't come through, we'd find another source of financing.
That very afternoon, our banker called. We got the exact amount we had requested, plus it was government-backed.
And that definitely felt good.
We've actually had a lot of ups and downs with this whole move - a lot of it, I think, comes from this feeling that my husband keeps having that the landlord didn't want to pay for anything to get the unit up to code. Which has been exactly what we've been experiencing (LOA in action!). But each time we've faced this type of contrast, we've dropped the oars, moved to a better feeling thought, and something better has emerged, something that we wouldn't have thought of before. This has happened with the financing, and also we actually now have a much better layout than we'd originally envisioned, because of another bit of contrast that happened. We're still not in yet, but we're expecting the building permit to be approved this week and then it's a go.