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Originally Posted by Sisyphus2  Hello. Perhaps some of you have something to say that could help. I have been married for 5 years to someone I've known since I was 12. I love him, and I know he loves me, but it doesn't seem to matter. He refuses to do anything to earn money. He also doesn't help out around the house much, and is generally loathe to do me any sort of favor or take on any adult responsibility. But the big problem is the money. We've run two home businesses into the ground, mainly because we had to spend all profits on personal expenses to make ends meet. I've gone through a series of crappy jobs that were never enough to pay the bills. Now we're tens of thousands of dollars in debt, and living with my parents in some god-forsaken s%$*hole in the midwest, where I'm working for next-to-minimum wage, and there are no other jobs in this area. Running a home business doesn't seem reasonable because I have almost no space and no privacy where we're living now, so I can never get anything done, and of course I have no capital or credit. We're more broke now than ever. Moving here to save money on rent hasn't helped us at all. My parents are about to kick us out because they're mad at him for being so lazy. They tried to pay him $20 an hour to fix up things around the house, and he refused to even do that! I try talking to him about this, I try screaming. But he doesn't talk back. He has nothing to say in his own defense. He just won't do anything, and doesn't apologize for it. Even if I wanted to leave him, I don't see how I can get myself out of this situation. I have no money, I can't drive, and I'm stuck in the middle of nowhere with this useless person whom I can't count on for anything, with my Mom and Dad giving me crap all the time. I just can't figure out what to do next. It seems so hopeless. |
1. I'm glad you can't get anymore credit. You can't borrow your way out of your problems.
2. You need to go see a marriage counselor.
3. You need to sit down and look in your husbands eyes and tell him exactly what you are feeling.
4. You need to make some goals.
a. Fix your career crisis (do you need more education, do you need to try new things, etc.?)
b. Start budgeting your money so you know where everything is going.
c. Get current on all your bills and get out of your parents house.
d. Get out of debt
Remember--your situation is not the end of you, it's the beginning. The good thing about being at the bottom is that there is only one direction to go.
You'll make it if you stay calm and get focused.