Way off topic:
A light bulb just went on. (Hey I have those days) I meditate and always wanted to get into the visual aids they use, you know the calm ocean, floating among the stars. I could never do it. I did have great success with the chants though (but only to myself, too distracting out loud). Cdn2wheeler said: "could I be more auditory-dominant than visualy-dominant" I never thought of that. I guess that must be the reason. Or I'm just weird.
Yes I talk to myself too, sort out all sorts of stuff. Talking out loud is kept to a minimum, the guys in the white coats are lurking enough already. Besides out loud conversations are distracting. Cursing is best done out loud though, I get very little benefit from keeping it to myself.