I'm in your boat too. I went to community college for 2.5 years, then decided I wanted my bachelors, so I transferred to a university. I messed around in community college, so my GPA isn't too great, my parents don't make enough to pay for my college, but they make too much for me to receive a need-based grant, I'm not a minority and I'm not great at sports.
I don't want to take on a bunch of debt either, but I went ahead and enrolled anyway, and I'm glad I did. Don't let the fear of loans conquer you. I'm now proactively trying to find ways of paying my loans off
before I graduate, and it's fun.
Fastweb sucks by the way. I don't advise you waste your time there. The best scholarships are school specific. So find a few schools you're interested in and see what scholarships and grants they have available. If you want anything though, you have to fill that FAFSA out, so get that out of the way now.