Quote:
Originally Posted by john90430 
If I could re-finance just the principle over a 30-year mortgage, I think I could swing it. I know I have to do something right away, but something is holding me back. Fear of the unknown? An unwillingness to let go? Something else I cannot identify?
|
How about start with the first one - fear of the unknown?
Make it known ie get experienced advice, preferably with at least a second opinion. Chat with the kids about it as much as they can work with.
As you say, everything is a trade-off. Just get the best forewarning of what you are actually trading.