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Joy · 10-25-2007, 06:10 PM

I'm very clear on my future goals and have absolutely no doubt that they will be accomplished... but I need some help with the present. I've been dealing with extreme financial stress for a few years now, and it really takes its toll. I believe that financial struggle/poverty is really a financial anxiety problem. How do I make it stop? How do I stop worrying about my finances when I don't make enough money to pay my bills?

This not being able to pay my bills thing is a short term problem due to an injury, but once I get the settlement and get caught up, I need to use whatever's left to invest and to create some passive income. I want to save that passive income until I can invest in something else that will create more passive income, and so on. That being the case, I need to increase my income from my job dramatically so that I am not forced to dip into the money I get in the settlement (or my passive income) to live off of. Our cost of living will be decreasing quite a bit in about six months, so that will help, but what tI'm currently earning still wouldn't be enough.

It is possible for me to dramatically increase my income while in my current position... There are a number of things I need to do in order to do so, all of which I'm quite capable of, but for some reason I'm just not doing it.

Why am I dragging my feet on something that I want to do? Why have I remained in this state of constant financial stress? For a little while I couldn't do much about it due to my physical condition, but I've been well enough to get going and accomplish the things I need to accomplish at work (that will increase my income dramatically) for months, and I just haven't done it yet. I work on it in short, infrequent spurts, but for some reason I just don't have much momentum even though I know that this is what I need (and want) to do.

My objectives are as follows:

1.) Get through the winter without damaging my credit score. (This is important for my long term goals.)
2.) Do what I need to do ASAP to increase my earnings. (This will take a few months to get off the ground though, even after I do the stuff I need to do.)
3.) Settle this claim before Christmas, pay off what I need to pay with the money, and invest what's left in order to create passive income.

I guess what I'm asking is how to get out of the mental rut... how to stop worrying and start doing... and perhaps how to stop thinking in terms of what I need and start thinking in terms of what I have. How do I change my thought processes in such a way so that my financial struggles will be over?

10-25-2007, 06:10 PM	#1 (permalink)
Joy Junior Member Join Date: Oct 2007 Posts: 28	state of having/abundance I'm very clear on my future goals and have absolutely no doubt that they will be accomplished... but I need some help with the present. I've been dealing with extreme financial stress for a few years now, and it really takes its toll. I believe that financial struggle/poverty is really a financial anxiety problem. How do I make it stop? How do I stop worrying about my finances when I don't make enough money to pay my bills? This not being able to pay my bills thing is a short term problem due to an injury, but once I get the settlement and get caught up, I need to use whatever's left to invest and to create some passive income. I want to save that passive income until I can invest in something else that will create more passive income, and so on. That being the case, I need to increase my income from my job dramatically so that I am not forced to dip into the money I get in the settlement (or my passive income) to live off of. Our cost of living will be decreasing quite a bit in about six months, so that will help, but what tI'm currently earning still wouldn't be enough. It is possible for me to dramatically increase my income while in my current position... There are a number of things I need to do in order to do so, all of which I'm quite capable of, but for some reason I'm just not doing it. Why am I dragging my feet on something that I want to do? Why have I remained in this state of constant financial stress? For a little while I couldn't do much about it due to my physical condition, but I've been well enough to get going and accomplish the things I need to accomplish at work (that will increase my income dramatically) for months, and I just haven't done it yet. I work on it in short, infrequent spurts, but for some reason I just don't have much momentum even though I know that this is what I need (and want) to do. My objectives are as follows: 1.) Get through the winter without damaging my credit score. (This is important for my long term goals.) 2.) Do what I need to do ASAP to increase my earnings. (This will take a few months to get off the ground though, even after I do the stuff I need to do.) 3.) Settle this claim before Christmas, pay off what I need to pay with the money, and invest what's left in order to create passive income. I guess what I'm asking is how to get out of the mental rut... how to stop worrying and start doing... and perhaps how to stop thinking in terms of what I need and start thinking in terms of what I have. How do I change my thought processes in such a way so that my financial struggles will be over?