Wolfgang, it seems you're being influenced by stereotypical views of hell that distract from what it really is: eternal separation from God. We don't really know much more than that about it, save for some biblical references and other works of fiction written over the centuries (e.g. Dante's Inferno) that may not be intended to give a clear physical description of hell as much as they're intended to keep people on the straight and narrow path.
I think there are enough people on this earth that have a good enough relationship with God to know that we're not exactly separated from God here in this world. If we are separated here, Christian teaching says it's not eternal, whereas hell is. Also, as Johnny pointed out, karma is a very different concept. I don't think it can be directly compared to hell.
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