[{aspiring_to_clarity}]

If you are only paying the minimum and have high interest and fees, it will seemingly take forever and the balance won't change much.

Definitely talk to the lenders and let them know your situation. See if they will work with you. I think they are much more likely to do so if you come to them with the intention to make good on your debts. Maybe they could lower the interest?

I don't see harm in getting a part time job and still working on growing the business. It may help you all around not to have the stress of bills piling up on top of worrying about getting the business you need to succede.

Good luck.