Thanks for the support fellows. It means a lot. Ok. Here are the people who i am working with:
Partner 1: He is the one who financed Partner 2 to start business here in Dubai last year. Both of them put all their trust on my former collegue to run the show. Now Partner 1 is not putting any more funds since he lost all of it from my collegue. We tried to squeeze every penny from him but he didnt give. Partner 1 told us "forget it, if its a loss then let it be". He asked us whether business is still possible or not, and i told them it is. He pops up here in Dubai once in a while since he is busy with some other business.
Partner 2: He is the talented guy. He is more of a creative person than a business guy.
So the dilema right now is whos going to step up as more of a leader between Partner 2 and me. We are really not those kind of people. But we are creative guys who just happen to have some dream of making good works for clients. I thought that client needs somebody like us who are not too business minded. Right now though, we figured out that pick season here starts from October til March. After that, its hibernation. We have to fatten up for the winter(although that is summer here then
)
I think for the past 7 months, they always make me take the lions share of whatever it is on the table since they know my situation. Partner 2 says that maybe i should consider looking for a job temporarily a month ago. I said ill think about it. He also keeps telling me to take the small jobs money and not put it in the company. Although i can do that easily, but since i dont want to repeat a bad history, i always tell them that im working on this and that and if its ok for them i take this money, then its fine. Something like that.
As for the business books and all. We dont have that yet. We give proposals and quotations for client with contracts to sign and we wait for the money after project completion. And we divide it into 2. Right now company is in negative.
The loan and cc's was a big mistake i know, but im trying to look at it right now, and im thinking i wouldnt be here talking to you guys about it if it wasnt for that, and i wouldnt be taking 30 success programme too. So somehow i think it was sort of like a destiny. I never felt so pumped up and excited about life until now
Thank you Steve!
O yeah one more thing. I reviewed my cc bills yesterday and found out that they are charging me for "overlimit fees" even if its not overlimit. So they told me they will reverse Sept billing but not the others. I told them how come? They said i have to pay first my 2 months overdues and they will reversed the 3 other months. I was thinking if this is a mistake or deliberate thing that bank is doing to people like me who is piled up in debt since we will not be looking very deligently anyway in billings right. hmmmmm? If i was in US, this could be a lawsuit, eh
As for the payments of CC's, why is it that i dont see any changes on the total amount? I have been paying this like forever already? Can somebody englighten me please on this, since im becoming very suspicious about this bank computations. When will it end?