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If someone said to you in 6 months to a year you will be happy and successful, but first you have to be homeless for 3 months, would you do it?
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If it was 100% guranteed, the decision is easy. I'll do it, and it won't even be a sacrifice. Being homeless can be an interesting adventure and growing experience. Especially if you know in advance that you'll survive it
The catch is, you'll never get such a gurantee in real life. That's why it is called "a risk". And bear in mind that being homeless might actually sabotage your way to success. It will certainly make things like applying for a job much more difficult.