[Zenn]

Originally Posted by moonrambler

And dealing with one right person at the right time was pretty much how it got resolved last time.

You could have learned from that positive experience to strengthen your belief.

The bad experience with another bank came after this whole mortgage crisis thing. I don't remember anymore how I felt about this particular bank at that time, beforehand.

Yet you remember to add that to your complaints about banks. The experience reinforced your negative image of banks, understandable but not beneficial to your situation. The more negative you believe they are, the more they will act to fit your belief. You don't need such escalation. As I said, nothing else about this and any other bank matters, only the resolution of your situation, which is what you should focus on with positive energy.

But my point is . . . here it is, 2011, and I'm about to be back in that situation all over again. Because I haven't been able to make up the back payments, and now I'm making less money than I had been for the past two+ years, and they are coming down pretty heavy at this point. That's partly what this thread is about. From an I/M / LoA standpoint, I don't get it, why things seem to be falling apart.

You talk of the failure of your action and then blame the outcome as the failure of LOA. You practiced action, your decided way of dealing with the situation. You didn't use LOA to intentionally manifest an outcome to your clear desire. Honestly look at where your focus and energy has been all these years when you were blessed with a home supposedly foreclosed. You were given 3 years to resolve this and it has not been used effectively.

It was a successful manifestation, but now it seems to be crumbling. I thought I was becoming successful at manifesting money, but now I wonder, as I'm sitting here in one room with a space heater and no propane and a house that needs rewiring and the mortgage company calling every 10 minutes.

Stop complaining about the current situation as that will make it worse. There is no telling what it may lead to and you are the one to decide on the future outcomes. It is what it is, not positive or negative. Accept it, analyze the options, make clear your intention and hold fast to it. Everything starts from NOW. Clear your head to be receptive of inspirations, opportunities, good luck, and any beneficial serendipities.

Are you more interested in defending and reinforce your complaints about LOA or is it more important that you understand more about and learn to to more effectively utilize it? Either way, you will succeed in your choice.